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Sierradaddy
Days of Future Past...
offline
Registered: May 2003
Local time: 01:26 PM
Location: Somewhere in Time...
Posts: 3901
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I can't speak for all blacks who have bad credit (not ALL of us, but there are many...), but for me it was because I didn't have anyone to teach me the importance of credit, or how to manage money, save, etc. I'm still trying to climb out of the hole I dug for myself as a result. I'll tell you what, though, my daughter won't have any trouble with financial management, because I'm going to teach her what I know early (she's about to get her first bank account next month...), and what I don't know, I'll get help with.
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03-28-2005 06:43 PM
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