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nicoleb
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hispanic and black

post #1 quote:

are there any hispanic or black people on here?

03-21-2005 08:03 PM

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Sierradaddy
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post #2 quote:

I'm certain there are.

03-22-2005 07:16 PM

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chodder
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post #3 quote:

Dadio is correct

03-22-2005 07:19 PM

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nicoleb
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post #4 quote:

well im looking for them i need to talk to them about something.

03-22-2005 07:37 PM

chodder
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post #5 quote:

I hope its not about me

03-22-2005 07:40 PM

nicoleb
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post #6 quote:

lol no babe its not
i dont talk about people i dont know

03-22-2005 07:58 PM

nicoleb
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post #7 quote:

on your signature chodder
could you capatilize the word "he" please

03-22-2005 08:08 PM

Dekka00
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post #8 quote:

I'm black.

A lot of people think I'm Hispanic

03-28-2005 01:47 AM

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becker
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post #9 quote:

quote:

Dekka00 said this in post #8 :
I'm black.

A lot of people think I'm Hispanic

A lot of people think you are lots of things

03-28-2005 01:50 AM

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Sierradaddy
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post #10 quote:

I'm black too. But nobody ever thought I was hispanic.

03-28-2005 03:22 AM

Dekka00
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post #11 quote:

quote:

becker said this in post #9 :

A lot of people think you are lots of things

Indian... Arabian.... one guy thought I was white

other people think I'm...
a genius
a retard
insane
goofy
angry
hideous
hot
smelly
absent-minded
slow-witted
quick-witted...

03-28-2005 03:31 AM

becker
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post #12 quote:

quote:

Dekka00 said this in post #11 :

Indian... Arabian.... one guy thought I was white

other people think I'm...
a genius
a retard
insane
goofy
angry
hideous
hot
smelly
absent-minded
slow-witted
quick-witted...

All of the above....but it also sounds like me.

03-28-2005 03:35 AM

nicoleb
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post #13 quote:

quote:

i dont know about u being smelly
that is just nasty
lol

03-28-2005 01:10 PM

Sierradaddy
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post #14 quote:

So, what did you want to ask us, nicoleb?

03-28-2005 03:36 PM

nicoleb
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post #15 quote:

i wanted to ask the black people why we always got bad credit
and i wanted to ask a hispanic person to teach me more spanish

03-28-2005 04:07 PM

adityamahesh
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post #16 quote:

quote:

Dekka00 said this in post #11 :

Indian... Arabian.... one guy thought I was white

I don't think you can be confused for a white person, but I would say Indian or Arab is quite possible.

Many times Mexicans confuse me to be one of their own.

M.

03-28-2005 06:31 PM

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Sierradaddy
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post #17 quote:

I can't speak for all blacks who have bad credit (not ALL of us, but there are many...), but for me it was because I didn't have anyone to teach me the importance of credit, or how to manage money, save, etc. I'm still trying to climb out of the hole I dug for myself as a result. I'll tell you what, though, my daughter won't have any trouble with financial management, because I'm going to teach her what I know early (she's about to get her first bank account next month...), and what I don't know, I'll get help with.

03-28-2005 06:43 PM

nicoleb
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post #18 quote:

chodder wat are u?

03-28-2005 07:32 PM

Sierradaddy
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post #19 quote:

Yeah, chodder...

What ARE you?

03-28-2005 11:10 PM

nikiTa
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post #20 quote:

nicoleb
I'm not Black or Latina, but I can tell you the worst people groups for bad credit are doctors, and lawyers. No lie, chile.

03-29-2005 12:02 AM

nicoleb
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post #21 quote:

ok why do they have bad credit

03-29-2005 01:09 PM

nikiTa
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post #22 quote:

Many of them have a habit of living beyond their means.
Even though they have more means than most of society....they tend to go overboard...because they can.

03-29-2005 06:15 PM

Dekka00
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post #23 quote:

nicole: here's some advice.

I don't know if you have a job yet, but when you get one, SAVE AS MUCH MONEY AS YOU CAN. Put it in the bank and pretend you don't have it.

I have a friend who worked at walmart from when he was 15 to when he was 18.

When he went off to college, he had $10,000 dollars in the bank.

If you get a credit card application in the mail, don't even bother opening it. Rip it to shreds and throw it out.

Don't borrow money. Don't get payment plans if you don't have to. Have as few bills as possible and keep them as low as you can.

If you do have a payment plan, pay it off as fast as possible.

STAY OUT OF DEBT.
If you find yourself in debt, GET OUT AS QUICKLY AS HUMANLY POSSIBLE.

03-29-2005 06:31 PM

nicoleb
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post #24 quote:

ok but who is my friend that worked at walmart from 15 to 18?

03-29-2005 07:36 PM

Dekka00
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post #25 quote:

MY friend.

I doubt you know him.

03-30-2005 06:12 AM

adityamahesh
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post #26 quote:

Dekka's friend looks like Dekka's avatar.

M.

03-30-2005 06:13 AM

nicoleb
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post #27 quote:

lol that is funny

03-30-2005 01:15 PM

dave1
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I'm here bro

post #28 quote:

What is it you need to discuss?

06-18-2006 02:49 PM

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lickety_split
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post #29 quote:

That was a good read. Dead, but good.

12-11-2006 08:27 AM

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Time: 07:26 PM

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