| A good friend recently got a summons to court. The Crooked attorney (I'll explain) wants a judgement for 4800.00. My friend at the moment knew nothing about Direct merchants bank or the oweing money. It turns out in 2000, she received one statment from them, saying she was late on a payment. She call many time customer service, explained that she never asked or applyied for a card or have a card from them. they acted they could not hear what she was saying and told her a replacement card is being sent. She screemed at them saying she does not want one and hangs up. Nothing more ever came from them. Well an outfit called harvest mangement in colorado now claims bought the "Bad debt". But they are not licence in this state to collect. there only proof is an affidavid by the ceo of harvest that she now owes them, nothing else. Once harvest put her on a bad debt list, a little weasle attorney contacted harvest and solisited his service. A breach of ethics she is told, and because of that she cannot even hire a lawyer (Most of them know this guy) because they are also bound through the Ethics to report him to the bar.
A 3.4 million suit was won against Direct merchants bank May of 2002 for this and many other scams they pulled. (Just key word search Court cases Direct merchants bank).It will take you hours of reading all the 1000's of scams and cases filed against them. 6200, compaints alone stemm from someone getting billed and never had an account just like my friend. But guess what, Direct merch is the #2 crook, providian is #1. My friend's credit is screwed, to say the least and she never even had their card. And for you who have either card, good luck when you try to close the account. You need to read the cases first! then you will understand.  | |
